Commercial Trailer Insurance in Missouri

Three separate questions

Liability while towing. Usually follows the tow vehicle's commercial auto policy, but confirm the trailer is listed or covered under the policy terms.
Damage to the trailer. Requires the trailer to be listed for physical damage.
What's on or in the trailer. Mowers, skid steers, tools and materials need equipment, inland marine or cargo coverage.

Landscaping utility trailers, enclosed tool and equipment trailers, equipment trailers for skid steers and mini excavators, and small dump trailers.

Trailers are easy to steal. Hitch locks, wheel locks, and parking where trailers aren't visible from the road help. Keep VINs and photos on file.

If a trailer stays on a job site overnight, ask how your policy treats unattended equipment and whether security conditions apply.

Is my trailer covered by my truck's commercial auto policy?

Liability while towing often is; damage to the trailer requires listing it for physical damage.

Is the equipment on my trailer covered?

Usually under equipment or inland marine coverage, not auto.

Or send your details and an agent will call you back with options from the companies we work with.