The SR-22 is often one piece of the puzzle. Here's how the pieces fit, and which ones we can handle today.
We handle the insurance and SR-22 portion. The Missouri Department of Revenue determines your complete reinstatement requirements. This page explains how those requirements usually work so you know what to expect.
The reason is listed on the letter(s) you received from the Driver License Bureau, and on your Missouri driver record under "Department Actions." You can buy a copy of your record at any license office or through the Department, or check by phone with the DOR's 24-hour line at (573) 526-2407. If more than one action is listed, each may have its own requirements.
| Reason | Reinstatement fee | Proof of insurance (usually SR-22) | Other common requirements |
|---|---|---|---|
| Points: non-alcohol moving violations | $20 | 2 years from the start of the suspension or revocation | Retake driver exam after a 1-year revocation |
| DWI, BAC or other alcohol-related points | $45 | 2 years from the start of the suspension or revocation | SATOP; ignition interlock in some cases; retake exam after revocation |
| Administrative alcohol suspension (.08%+) | $45 | 2 years from the start of the suspension or revocation | SATOP; ignition interlock in some cases |
| Refusal to submit to a chemical test | $45 | 2 years from the start of the revocation | SATOP; ignition interlock with more than one alcohol contact |
| Mandatory insurance (no insurance) | $20 / $200 / $400 (1st / 2nd / 3rd) | 3 years from the date you became eligible to reinstate | SR-22 required if an accident was involved; otherwise an ID card may be accepted |
| False insurance | $150 | 3 years from eligibility (proof of insurance) | Insurance ID card |
| Unpaid accident judgment (Missouri) | $20 | 2 years from the start of the suspension | Pay the judgment or enter a payment plan |
Summary of the Missouri Department of Revenue's published requirements. Always confirm against the DOR reinstatement chart and mandatory insurance FAQ; requirements can change and individual records differ.
One SR-22 covers multiple reasons. If several actions require proof of insurance, you file a single SR-22.
This is the part we do. Call us, we quote the companies that file SR-22s, you buy by phone, and we submit the SR-22 electronically, usually the same day the policy is in force. No car? A non-owner SR-22 works.
See Missouri's Limited Driving Privilege, which also requires an SR-22.
If your policy cancels before your requirement ends, the state is notified and your privilege can be suspended again. What happens if your SR-22 lapses · How long you need it.
It depends on the reason. Commonly a reinstatement fee and proof of insurance (usually an SR-22), plus SATOP, an ignition interlock or retesting for some actions. The Department of Revenue sets your requirements.
Common fees are $20 for points, $45 for alcohol-related actions and refusals, and $20, $200 or $400 for first, second or third mandatory insurance offenses.
No. One SR-22 filing covers all the reasons that require proof of insurance.
No. Fees are paid to the Missouri Department of Revenue. We handle the insurance and SR-22.
Or send your details and an agent will call you back. Most auto quotes are finished on one call, and you can buy before you hang up.