Pickups, flatbeds and service bodies that earn their keep.
Half-ton to one-ton pickups, flatbeds and service-body trucks carry most of the region's trades. They're also the vehicles most often insured on the wrong policy, because they started as a personal truck. Once a pickup is titled to a business, driven by employees, or used to haul tools and materials between job sites all day, a commercial policy is usually the right fit. Personal or commercial?
A half-ton used for estimates rates differently than a one-ton dually towing equipment. Tell us the truck's weight rating, what it tows and how far it goes.
Combined single limit: why contracts ask for $1 million · What drives the cost of commercial auto insurance · Hired and non-owned auto: the coverage for cars you don't own · Your truck is titled to the LLC. What insurance do you need?
Local pages: Joplin · Springfield
If it's titled to a business, driven by employees or used between job sites with tools and materials, likely yes.
Permanently attached equipment is often covered as part of the truck, sometimes up to a limit. List it.
Or send your details and an agent will call you back with options from the companies we work with.