Sprinters, Transits and ProMasters for service businesses and couriers.
Plumbers, electricians, HVAC technicians, cleaning companies, florists, caterers and couriers rely on cargo and work vans. Vans are often upfitted with shelving and racks, carry valuable tools and inventory, and are driven by employees, all reasons a commercial policy fits.
Vans are a common target for tool theft. Locking storage, parking in lit areas and keeping tool lists with serial numbers all help. Tools and trailers.
Delivering for your own business is commercial use. Delivering through an app in a personal vehicle is a different situation. Delivery and rideshare driving.
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Local pages: Joplin · Springfield
Usually not. Tools and inventory need inland marine or business property coverage.
Permanently attached upfits are often covered as part of the van. List them.
Or send your details and an agent will call you back with options from the companies we work with.