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Renters insurance in Springfield, Missouri

Students, apartments and rental homes across Springfield, from our Campbell Ave and Kearney St offices.

Call 417.206.3733Get a renters quote online →Same-day proof for your property manager.

A renter's city

Springfield has a large rental market, with thousands of students and young professionals living in apartments, duplexes and rental houses. That means a lot of first-time renters policies, and a few questions we hear constantly.

"Am I covered by my parents' insurance?"

If you live in a dorm, possibly, up to a limit on your parents' homeowners policy. If you've moved into an off-campus apartment or rental house, usually not, and your landlord may require your own policy anyway. Renters insurance for college students.

"Does my roommate's policy cover me?"

Usually not, unless you're related or both named on the policy. Each roommate typically needs their own.

"My property manager needs proof today."

We can usually quote, bind and email proof of insurance the same day, with the property manager listed as your lease requires. Landlord requires renters insurance?

"What does it actually cover?"

Your belongings, including theft from your car or a bike rack, your liability if a guest is hurt or you damage the building, and a place to stay if a covered loss makes your unit unlivable. What renters insurance covers.

Cost and bundles

Renters insurance is inexpensive, and bundling with auto often offsets much of the cost. What renters insurance costs.

Springfield offices

Springfield · Campbell
2248 S. Campbell Ave, Springfield, MO 65807
Monday – Friday, 8 am – 5 pm · 417.889.3733

Springfield · Kearney
1341 E. Kearney St, Springfield, MO 65803
Monday – Friday, 8 am – 5 pm · 417.865.4800

See everything we offer for Springfield-area insurance.

Common questions

Are college students in Springfield covered by their parents' homeowners policy?

Dorm residents may be, up to a limit. Off-campus renters usually need their own policy.

Do roommates need separate renters insurance?

Usually yes.

Can I get proof of renters insurance the same day?

Usually, yes, emailed to you or your property manager.

Get your renters quote

Need insurance now? Call 417.206.3733

Or send your details and an agent will call you back with options from the companies we work with.

We'll call you back during office hours. For the fastest quote, call 417.206.3733.

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